As a general rule the more letters of RETAINS you have, the greater the chance of a bonus.
Below are all the bonus words you can make if you have six of those letters, SARNIE, and one other letter.
There are a lot of words, so to make learning easier, perhaps break them down into groups of 10-15 words or by distinct letter groups (i.e SARNIE+A, B, C, D and E).
SARNIE +
A - nothing
B - nothing
C - ARCSINE, ARSENIC, CARNIES, CERASIN
D - RANDIES, SANDIER, SARDINE
E - nothing
F - INFARES, SERAFIN
G - ANGRIES, EARINGS, ERASING, GAINERS, GRAINES, REAGINS, REGAINS, REGINAS, SEARING, SERINGA
H - ARSHINE, HERNIAS, NEARISH
I - SENARII
J - INJERAS
K - SNAKIER
L - ALINERS. NAILERS, RENAILS
M - MARINES, REMAINS, SEMINAR, SIRNAME
N - INSANER, INSNARE
O - ERASION
P - PANIERS, RAPINES
Q - nothing
R - SIERRAN, SNARIER
S - ARSINES, SARNIES
T - ANESTRI, ANTSIER, NASTIER, RATINES, RESIANT, RETAINS, RETINAS, RETSINA, STAINER, STARNIE, STEARIN
U - nothing
V - AVENIRS, RAVINES
W - nothing
X - nothing
Y - nothing
Z - nothing
54 words in total. 9 letters SARNIE doesn't combine with to make a bonus (A, B, E, Q, U, W, X, Y, Z)